Privacidad, términos, licencias y accesibilidad

Privacy Policy

This policy explains what information QuickHome.Loans (“we,” “us”) collects through this website, how it is used, and the choices you have. QuickHome.Loans is the website of Clendi Villar (NMLS# 1548723), a mortgage loan originator sponsored by River Bear Financial, LLC (NMLS# 2535144).

Information you give us

When you fill out a form or the “Am I ready to buy?” quiz, we collect only what you choose to share: your name, phone number, email address, preferred contact method and language, your goal and timeline, any message you write, your quiz answers, and whether you agreed to be contacted by phone call or text message. We do not ask for your Social Security number, income, or credit information on this website. Please don’t include them in a message.

Information collected automatically

Like most websites, we use cookies and similar technologies to understand how the site is used and to measure our advertising. This includes Google Analytics, Google Ads, and Meta (Facebook) advertising tools, which may collect information such as your device, browser, pages visited, and the ad or link that brought you here (for example, “utm” campaign tags and ad click identifiers). When you submit a form, these campaign details are attached to your request so we know which ads are working.

To protect our forms from spam and abuse, we use Cloudflare Turnstile, which checks that a real person is submitting the form. It may process technical information about your device and browser; Cloudflare’s privacy policy applies to that processing.

How we use your information

• To respond to you and help with your home financing questions.
• To contact you by phone, text, or email, as you requested. We only call or text if you checked the consent box.
• To improve this website and understand which advertising is effective.
• To meet legal and regulatory obligations.

How your information is shared

We do not sell your personal information. Form submissions are delivered through Make.com, an automation service that routes your request to Clendi, and are handled by River Bear Financial, LLC, which sponsors Clendi’s license. Service providers that help us operate the website, analytics, and advertising process information on our behalf. We may also share information when required by law.

If you apply for a loan, you will receive River Bear Financial’s privacy notice as part of the application process, as required by federal law. That notice explains how information from your application is handled.

Text messages

If you agree to receive text messages, message frequency varies, and message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. Consent to calls or texts is never a condition of receiving our help or buying anything. Mobile information is not shared with third parties for their own marketing.

Your choices

• You can ask us to stop contacting you at any time by replying STOP to a text, or by emailing clendi@quickhome.loans.
• You can block or delete cookies in your browser settings. You can also opt out of Google Analytics with Google’s browser add-on and adjust ad preferences in your Google and Meta account settings.
• To ask what information we have about you, or to request that it be corrected or deleted where the law allows, email us.

Security and retention

We use reasonable safeguards to protect the information you share, and keep it only as long as needed for the purposes above or as required by law. No method of transmission over the internet is completely secure.

Children

This website is intended for adults. We do not knowingly collect information from children under 13.

Changes and contact

We may update this policy and will post the new version here. Questions: clendi@quickhome.loans or 512-766-7222.

Terms of Use

By using this website, you agree to these terms.

• General information only. Content on this site is educational and general in nature. It is not financial, legal, or tax advice, and it is not an offer to lend, a loan approval, a prequalification, or a commitment of any kind. Results of the “Am I ready to buy?” quiz are for education only.
• No guarantee of approval. All loans are subject to credit and property approval, program guidelines, and verification. Not all applicants will qualify. Programs and guidelines can change without notice.
• Third-party websites. Links to outside websites, such as government or housing program pages, are provided for convenience. We are not responsible for their content, which may change.
• Intellectual property. The QuickHome.Loans name, logo, and site content belong to their owner and may not be copied without permission.
• Limitation of liability. The site is provided “as is.” To the extent allowed by law, we are not liable for damages arising from your use of the site.
• Governing law. These terms are governed by the laws of the State of Texas.

Licensing & Disclosures

• Clendi Villar, Mortgage Loan Originator, NMLS# 1548723 (view on NMLS Consumer Access).
• Sponsored by River Bear Financial, LLC, NMLS# 2535144 (view on NMLS Consumer Access).

Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age, or receipt of public assistance income, or any other basis prohibited by law.

Texas Consumer Complaint Notice

Also available on its own page: Texas Consumer Complaint/Recovery Fund Notice.

QuickHome.Loans is not affiliated with or endorsed by any government agency, including the programs and agencies named on this website.

Accessibility Statement

We want everyone to be able to use this website, including people with disabilities. We aim to meet the Web Content Accessibility Guidelines (WCAG) 2.2, Level AA, with features like keyboard navigation, readable color contrast, text alternatives for images, labeled form fields, and support for reduced-motion settings.

If anything on this site is hard to use, or you’d like information in a different format, please contact us and we’ll help: clendi@quickhome.loans or 512-766-7222 (call or text, English or Spanish).