Skip to content
  • Austin-based
  • Licensed across Texas
  • English & Español

Before you tour a single house, talk to a loan officer.

Know your options first. Then walk into your first agent meeting ready to shop with confidence.

A real conversation with Clendi. No pressure, no obligation.

A home-buying journey with your loan officerAn animated illustration of a buyer walking alongside their loan officer: first a conversation, then knowing their options, then touring homes with an agent, and finally arriving home.Talk with ClendiKnow your optionsTour with your agentWelcome home
Step one

Most people start with an agent. Start one step earlier.

Agents are great partners, and one of the first things a good agent will ask is how much you’re prequalified for. Starting with a loan officer means you already have that answer, and a clear picture of your options, when you meet them.

  1. Talk with Clendi

    A relaxed conversation about your goals, your timeline, and what you’re comfortable with.

  2. Know your options

    See which loan types and assistance programs could fit your situation, explained in plain language.

  3. Meet your agent ready

    Walk into that first meeting knowing where you stand, so you can focus on finding the right home.

Down payment help

You may be more ready than you think.

Many Texans qualify for down payment help and never find out. There are also loan options designed for buyers who haven’t saved a large down payment.

Programs like Home Sweet Texas and Homes for Texas Heroes exist to help people buy a home. Each has its own rules, and they change over time, so the only way to know what fits you is a conversation.

See what you may qualify for

Common myth

“I need years of savings before I can even talk to a lender.”

Reality

Many buyers start the conversation long before they feel “ready,” and learn about options they never knew existed.

Why an independent loan officer

More choices, and one person on your side.

As an independent mortgage loan originator, Clendi isn’t limited to a single lender’s menu. He looks across options to find the one that fits you.

Many lenders, one conversation

Access to a wide range of lenders and loan types, instead of one bank’s set of products.

One guide, start to finish

The same person from your first question to closing day, in English or Spanish.

Someone shopping for you

Clendi compares options on your behalf and explains the trade-offs so you can decide with confidence.

13+loan programs to compare, and more
254Texas counties covered by his license
2languages, English and Spanish
1guide from first call to closing
Loan types

There’s more than one way to buy a home.

Every buyer is different. These are some of the loan types Clendi works with every day.

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo
  • Bank statement
  • ITIN
  • FHA 203(k) purchase
  • FHA 203(k) refinance
  • Cash-out refinance
  • Streamline refinance
  • Reverse mortgage (HECM)
  • Down payment assistance
  • And many more
Explore loan types
1-minute quiz

Am I ready to buy?

Six quick taps. No personal financial details, and nothing here is a credit decision.

Question 1 of 6

When would you like to buy?

Tap an answer to continue. Using a keyboard? Arrow keys choose, Enter continues.

Your next step

Your first step is a conversation.

Tell Clendi a little about your plans. He’ll help you understand your options before you start house hunting.

Get Started

Prefer to talk now? Call or text 512-766-7222.