QuickHome.Loans
QuickHome.Loans

Privacy Policy

I, Clendi Villar, am a licensed mortgage loan originator (NMLS# 1548723) working with River Bear Financial, LLC NMLS# 2535144. This website, www.QuickHome.Loans, has been created for the purpose of directing clients to my services. By visiting and using this site, you acknowledge that www.QuickHome.Loans is a platform designed solely to provide access to my services and the application process offered through River Bear Financial, LLC. River Bear Financial, LLC is a licensed mortgage brokerage, and all loan applications submitted through the linked platform are subject to the terms and conditions of River Bear Financial, LLC. By providing your information via our site or a third-party campaign, you consent to receive recurring text messages, emails, and phone calls from Clendi Villar NMLS# 1548723 via https://www.QuickHome.Loans or River Bear Financial, LLC regarding your inquiry and other related services. Message and data rates may apply. To opt out of receiving text messages, reply STOP to any message. To opt out of emails, reply STOP to any message. You can read our full terms and privacy policy at https://quickhome.loans/privacy-policy/.

RIVER BEAR HOME LOANS, LLC takes its clients' financial privacy very seriously. During the course of processing your application, we accumulate nonpublic personal information from you and other sources about your income, assets, and credit history to make an informed decision about granting you credit. We restrict access to nonpublic personal information to employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Information Collection

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms.
  • Information about your transactions with our affiliates, others, or us.
  • Information we receive from consumer reporting agencies.

Information Disclosure

We may disclose the following kinds of nonpublic personal information about you:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.
  • Information about your transactions with us, our affiliates, or others, such as your payment history or loan balances.
  • Information we receive from consumer reporting agencies, such as your creditworthiness, credit score, or credit history.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.
  • Information about your transactions with us, our affiliates, or others, such as your payment history or loan balances.
  • Information we receive from consumer reporting agencies, such as your creditworthiness, credit score, or credit history.

If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of these disclosures. If you wish to opt out of disclosures to nonaffiliated third parties, you may sign and return a copy of our privacy policy form, which will be provided in your mortgage application.

If more than one person has applied for a loan jointly, any one applicant acting on behalf of all may direct us not to share the nonpublic personal financial information of all the borrowers with third parties which are not our affiliates. We do not allow co-borrowers to opt out individually.

Pursuant to Texas state law, it is the policy of RIVER BEAR HOME LOANS, LLC to protect the confidentiality of documents and systems files that contain social security numbers. RIVER BEAR HOME LOANS, LLC collects social security numbers only when required by federal and state law and as required for the mortgage application process. Only authorized personnel have access to documents and system files that contain social security numbers. Social security numbers are not sent over the Internet unless the connection is secure and/or the transmission is encrypted. Documents that contain social security numbers are stored in a secure location. When these documents are destroyed, it is in a manner that ensures their confidentiality.

You can also contact us via email at clendi@quickhome.loans or call us at (888) 920-7769 to opt out. Once we receive your opt-out request, we will send a confirmation message, and you will no longer receive text messages from us.

CONTACT US

If you have any questions, comments, or concerns regarding our Privacy Policy and/or practices, please send an email to office@riverbearhomeloans.com or clendi@quickhome.loans.

RIVER BEAR HOME LOANS, LLC
2201 N LAMAR, AUSTIN, TX, 78705
NMLS ID: 2535144 TX, CO
office@riverbearhomeloans.com
(512) 200-2331

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