About Me
Take the first step
Hi, my name is Clendi Villar, and I want to take a moment to thank you for visiting my site. Your time is valuable, and I’m honored that you’ve chosen to explore what I have to offer. My goal is to provide you with the resources and guidance you need to make informed decisions and achieve your homeownership goals.
Seamless Guidance
I'm committed to guide you through the mortgage journey with transparency and a focus on simplicity. My goal is to break down each step into clear, manageable pieces, ensuring you feel confident and informed throughout the process. By addressing your questions and tailoring solutions to your unique needs, I work to make securing your loan as seamless and stress-free as possible, so you can focus on achieving your homeownership dreams.
Trusted Expertise
There are a wide variety of mortgage options available, and I am here to guide you through every step of the process to find the one that best fits your unique needs. From conventional loans to specialized programs, I can help you navigate the possibilities to secure the financing you deserve. Whether you're a first-time homebuyer, looking to refinance, or seeking a custom solution, I offer an array of loan products to fit your situation, including:
- Conventional Cash-Out 90
- Elite
- Elite MI
- High Balance
- Elite High Balance
- ARMs: 5, 7, and 10 year
- Freddie Mac BorrowSmart℠ 30-Year Fixed
- HomeOne®
- HomeReady® First
- HomeReady®
- Home Possible®
- Refi Possible℠
- RefiNow™
- One-Time Close New Construction Loans
- Home Equity Lines of Credit (HELOC)
It all starts with a simple step: reaching out to me today. You can email me, use the contact form, or give me a call or text at 1-888-920-7769. Let’s connect and make your homeownership dreams a reality.
Clendi Villar
I'm dedicated to provide professional, informative, and loyal service to my clients, always putting their best interests first.
My team, through River Bear Financial, LLC, is made up of highly trained mortgage professionals who work collaboratively to exceed client expectations. Together, we uphold the highest ethical standards in every transaction, establishing long-term relationships based on trust and outstanding service.
Explore career opportunities at River Bear Financial, LLC and discover how we can help you succeed.