ITIN
Making Homeownership Possible for Everyone
Home Loans for ITIN Holders
Securing a mortgage without a Social Security number can be challenging, but we’re here to simplify the process. We offer flexible qualification options, allowing you to apply without tax returns, W2s, or extensive bank statements. Let’s turn your dream of homeownership into reality with a straightforward and supportive lending experience.
ITIN Mortgage Eligibility
If you’re not a U.S. citizen or permanent resident, you may still qualify for an ITIN mortgage. This option is available for:
- Non-U.S. citizens
- Individuals without permanent residency
- Borrowers with expired eligible EADs or VISAs
A mortgage designed to match your needs!
Flexible Qualification Options:
- 12-month CPA or tax-prepared Profit & Loss (P&L) statements accepted
- No tax returns or W2s required
- 100% gift funds accepted for down payment and closing costs
Frequently Asked Questions
Share a few details, and we’ll connect you with a mortgage specialist. Contact us today!
Gift funds are financial contributions from family members that can be used for a down payment or other home-buying expenses. However, grants and funds from financial assistance programs do not qualify as gift funds.
Yes! We allow 100% gift funds for down payments and closing costs on Non-Traditional Mortgages for qualified applicants.